Cross-border Payments and Stablecoins in 2025: A Comprehensive Guide for the Payment Industry
In the rapidly evolving world of cross-border payments, a comprehensive report sheds light on a promising new technology: stablecoins. Authored by Lucy Ingham, Callum Tyndall, Arinola Lawal, and Daniel Webber, this report is now available in both PDF and digital form on a specific platform that supports companies operating in the stablecoin cross-border payments space.
Stablecoins, digital tokens pegged to fiat currencies, are gaining significant attention in the industry. They offer real-world applications and opportunities, enabling fast, low-cost, transparent, and secure transfers that bypass traditional banking intermediaries. The report provides a detailed primer on the state of the stablecoin cross-border payments industry, including its current total addressable market.
Key opportunities highlighted in the report include faster settlement with on-demand fund transfers clearing in seconds, significant cost reductions by eliminating multiple intermediaries, improved transparency through blockchain's public ledger, and programmable payments enabling use cases like escrow-linked disbursements or milestone-based payouts. The report also notes the growing adoption by fintech, remittance services, and institutional players, particularly in emerging markets where traditional payment infrastructure can be costly, slow, or unreliable.
However, the adoption of stablecoins in cross-border payments is not without challenges. Regulatory uncertainty, security and compliance risks, liquidity and cost challenges, and operational and technological complexities remain. To achieve mainstream use, these hurdles must be addressed to achieve the requisite trust and scalability.
Chris Harmse, Co-Founder and Chief Business Officer of BVNK, views stablecoins as a new and upgraded payments technology. However, Eric Barbier, CEO and Founder of Triple-A, expresses skepticism about overhyped claims about stablecoins' abilities to solve complex problems.
Access to the report requires login or emailing for banks with internal policies that impact sign-up. The report includes a stablecoins 101 glossary of terms, and a glossary of terms can be accessed by scrolling to the end of the report or via a clickable section panel. The report is part of a wider range of research and analysis on cross-border payments globally.
As landmark regulation brings stablecoins deeper into the traditional ends of the market, understanding the benefits and technical complexity surrounding stablecoins becomes increasingly important. New projects using stablecoin technology are being announced regularly, making this report a valuable resource for those looking to stay informed about this fast-moving and rapidly developing sector.
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- The report, which delves into the state of stablecoin cross-border payments industry, underscores the potential fusion of finance and technology through stablecoins, as they offer a new opportunity for streamlined, efficient, and secure transactions.
- As the stablecoin industry continues to evolve in the global finance landscape, key players like fintech, remittance services, and institutional investors are viewing stablecoins as a promising technology for bridging the gap in traditional payment infrastructure, particularly in emerging markets.
