Investment Vehicles for Big Companies: Mutual Funds with Wide Scope
Top Performing Large-Cap Mutual Funds and ETFs as of August 2025
Investing in large-cap funds has proven to be a steady option for those seeking a balance between risk and return. These funds, managed by professional fund managers, are relatively safer forms of equity investments, known to withstand bear markets.
As of August 1, 2025, some of the top-performing large-cap mutual funds over the last three years include:
- Axis Bluechip Fund: With a 3-year return of 16.24% and a 5-year return of 20.91%, this fund is a strong contender. Although it has underperformed its benchmark recently, its 10-year track record of beating its benchmarks 7 times in that period makes it a potential long-term investment for some.
- HDFC Large Cap Fund: With a 3-year return of 17.17% and a 5-year return of 22.36%, HDFC Large Cap Fund is another solid choice.
- ICICI Prudential Large Cap Fund: This fund boasts a 3-year return of 19.01% and a 5-year return of 22.92%.
- Invesco India Largecap Fund: With a 3-year return of 17.82% and a 5-year return of 20.99%, this fund is another strong performer.
- Nippon India Large Cap Fund: This fund has shown exceptional performance with a 3-year return of 20.75% and a 5-year return of 26.24%.
When it comes to large-cap ETFs, the following have shown strong recent returns and solid multi-year historical performance:
- Invesco S&P 500 Momentum ETF (SPMO): With a 2025 year-to-date return of 21.9% and an annualized 5-year return of 21.3%, this ETF is a notable performer.
- Fidelity Fundamental Large Cap Core ETF (FFLC): With a 2025 YTD return of 10.0% and a 5-year annual return of 21.2%, this ETF is another solid choice.
- iShares Russell Top 200 Growth ETF (IWY): With a 2025 YTD return of 8.8% and a 5-year annual return of 18.5%, this ETF is worth considering.
- Schwab U.S. Large-Cap Growth ETF (SCHG): With a 2025 YTD return of 8.7% and a 5-year annual return of 18.1%, this ETF is another option to explore.
- Motley Fool 100 Index ETF (TMFC) and Vanguard Mega Cap Growth ETF (MGK) also have impressive returns, with TMFC having a 2025 YTD return of 10.2% and a 5-year annual return of 17.8%, and MGK having a 2025 YTD return of 11.0% and a 5-year annual return of 17.7%.
When investing in large-cap mutual funds, the minimum amount required can be as low as ₹500 per month through Systematic Investment Plans (SIPs). Gains from these funds that are held for more than 12 months fall under a tax bracket of 10%, but the gains up to ₹1 lakh are completely tax exempted. For gains held less than 12 months, the tax stands at 15%.
Investing in large-cap funds can be done online by registering, choosing the fund, clicking on invest, providing KYC details, and completing the investment. The choice between mutual funds and ETFs, and the specific strategy (growth, momentum, value) favored by the investor, will ultimately determine which of these top performers is the best fit.
- The Axis Bluechip Fund, with a 3-year return of 16.24%, is a strong contender among top-performing large-cap mutual funds and can be a potential long-term investment for some.
- Personal finance management, including investing in large-cap funds or ETFs like the Invesco S&P 500 Momentum ETF with an annualized 5-year return of 21.3%, plays a significant role in shaping one's lifestyle and financial future.
- Investing in large-cap equity funds, either through Systematic Investment Plans (SIPs) or lump-sum investments, allows individuals to tap into the finance sector and grow their personal wealth.
- Technology platforms have made it convenient to invest in large-cap funds online, by registering, choosing the fund, and completing the investment process, thereby fostering financial inclusion and democratizing investing opportunities.
