One Bank of Tennessee: 121 Years of Trust, Modern Banking
Established in 1901, One Bank of America has grown to become a medium-sized financial institution with 14 locations across the state. Based in Cookeville, it manages $778 million in assets and $710 million in deposits, offering a wide range of banking products and services.
The bank provides traditional accounts like savings and checking, along with money market accounts, CDs, IRAs, mortgage products, and credit cards. It also offers online banking through its mobile and web apps, which are highly rated by users, scoring 4.5 out of 5, significantly higher than the national average of 3.8.
One Bank of America boasts a strong financial health, indicated by its low Texas Ratio of 0.87%. Despite offering fair savings rates, it lacks premium customer support features like live chat or 24/7 service. The bank is FDIC-insured, ensuring deposits up to $250,000 are protected in case of failure.
With a century of experience, One Bank of America has evolved to meet modern banking needs, offering a mix of traditional and digital services. Its robust financial health and high app ratings make it a reliable choice for customers in Tennessee.